Our Products

Our Loan and Savings Products

Below is a list of our loan products

Okoa Dharura Loan

Among all the loan products we offer, Okoa Dharura has the shortest repayment term. It has the following features;

• • Loan amounts from Ksh 500 to Ksh 5,000.
  • Repayment period of one month.
  • Very competitive interest rate.
  • One or two guarantors required.
  • The loan is disbursed immediately after approval during the group meeting.

Kilimo Mufti Loan

This is a medium-term loan with the following features;

• • Loan amounts from Ksh 5,000 to Ksh 500,000.
  • A flexible repayment period of up to 18 months.
  • Very competitive interest rates.
  • The loan is approved within 72 hours after application.
  • Collateral is required as security for the loan.

Jiinue Loan

This is a two-year loan with the following features;

• • Loan Amounts from Ksh 10,000 to Ksh 200,000.
  • Loans are given at 3 times the amount of your savings.
  • Repayment period of up to 24 months.
  • Very competitive interest rate.
  • The loan is disbursed within 48 hours of approval.
  • A maximum of four guarantors is required.

Panuka Loan

This is our longest-term loan product; it has the following features;

• • To qualify for this loan, you must be a member of a group (Chama).
  • Loan amounts ranging from Ksh 100,000 to Ksh 500,000.
  • A repayment period of up to 36 months.
  • Very competitive interest rates.
  • Collateral is required as security for the loan.

Savings Account

Our savings product has a zero minimum balance and attracts no transaction fees making deposits or withdrawals into it.

The savings balance determines the amount of loan that a member can get in some of our loan products like the Jiinue Loan.